FUTURE BANKING

Banking Built For Teams

Open business checking, savings, cards, wires, and lending in one place. Track cash, send payments, and get account help when your team needs it.

Open account Book a call

Premium banking kit on dark stone by rain-dappled glass at blue hour

Metric 01

4.8/5

Choose the accounts, cards, wires, lending, and cash tools your business uses every day.

Metric 02

250+

Choose the accounts, cards, wires, lending, and cash tools your business uses every day.

Metric 03

15 min

Choose the accounts, cards, wires, lending, and cash tools your business uses every day.

HOW IT WORKS

Four Simple Steps

Everyday account for deposits, payments, and team spend control.

Cafe till with card terminal, deposit pouch and cash drawer closing in warm steam.

Online setup

Business Checking

From $19/mo

Everyday account for deposits, payments, and team spend control.

Macro savings nook with lockbox, sealed envelope, brass key, and glass goal jar

No minimum balance

Savings Accounts

From $0/mo

Matte debit cards sliding from a leather sleeve beside a terminal and phone dock on travertine.

Card delivery

Debit Payment Cards

From $12/mo

Strapped import crate and navy remittance pouch on a misty receiving dock

01Same business day

Wire Transfers

From $15/mo

Send domestic and global wires with payment notes and status checks.

Espresso machine, POS stand, and stock boxes in a café back room with morning light

02Fast credit review

Startup Lending

From $99/mo

Use term loans or credit lines to cover stock, payroll, or growth plans.

Treasury shelf with cash pouches, folder dividers, and a charging phone in warm daylight.

03Mobile alerts

Cash-Flow Tools

From $29/mo

See inflows, bills, and future balances in one clear dashboard.

CORE SERVICES

Money Tools For Teams

Tell us about your business, owners, and the account type you need.

Overhead stone tray with a phone, laptop edge, brass card and folder in soft light.

Start Your Application

Tell us about your business, owners, and the account type you need.

Document sleeve, ID case, and scanner lid on stone with soft side light

Upload Your Papers

Send ID, formation papers, and tax info so we can review the account.

Top-down flatlay of debit cards, transfer pouch and NFC reader on stone tray.

Fund Your Account

Move money in, order cards, and turn on wires, alerts, and mobile banking.

White phone dock, card sleeve, and support handset on a pale stone shelf.

Use It Every Day

Track cash, pay bills, and reach support when you need help.

CLIENT RESULTS

Money Wins By Industry

Main business account App banking access One debit card ACH payments Email support

Billed monthlyBilled monthly

Starter

From $19/mo

Main business account
App banking access
One debit card
ACH payments
Email support

Most popularBilled monthly

Signature

From $49/mo

Operating account and savings
Two debit cards
Wire transfers
Cash-flow alerts
Priority phone support
Faster review

Monthly or annualMonthly or annual

Scale

From $99/mo

Treasury account setup
Multi-user access
Higher wire limits
Lending review support
Extra staff cards
Custom reports

WHAT CLIENTS SAY

Trusted By Busy Teams

Daily deposits, card limits, and wire pay kept stock orders on time.

Brooklyn café counter with terminal, till, and pastry case in warm morning light

Coffee Shop

Brooklyn Cafe Keeps Cash Moving

Daily deposits, card limits, and wire pay kept stock orders on time.

Home studio shelf with a savings jar, silver card wallet, sealed cash envelope, and closed laptop.

Freelance

Freelancer Gets Paid Faster

Sealed vendor boxes on a shelf beside a teal status beacon and phone stand.

SaaS Startup

SaaS Team Cuts Transfer Delays

Stockroom bench with card terminal, inventory bins, and sealed boxes under soft warehouse light.

Retail

Retail Store Tracks Weekly Spend

Macro of cards, lockbox, and loan file box on a dark stone ledge.

Agency

Agency Uses One Money Hub

Macro still life of a metal business card, card sleeve and phone cradle on dark stone.

Startup account setup

Maya Ellison

Brass key, locked metal file box, and calculator on dark felt in dramatic light.

Cash-flow reviews

Daniel Cho

Macro fan of payment cards and sleeves under raking light on a felt tray.

Spend controls

Priya Desai

Headset, phone base and glowing status lamp on a terracotta tray under soft daylight.

Wire help and login

Omar Bennett

Proof

Customer notes

Verified

“Our card limits are clear, and wire pay is much easier to track.”

Nina Alvarez

Founder, Slate Coffee

Verified

“We opened fast, and our team got a clean way to manage spending.”

Ethan Park

Operations Lead, Northline Studio

Verified

“Cash flow alerts help us spot gaps before they turn into trouble.”

Priya Nair

CEO, Forge Apps

Service area

Northeast Corridor

New York City, Newark, Jersey City, Hoboken, Stamford

Hazy sunrise skyline over the Hudson with a ferry wake and quiet pier water below.

Area 01

Northeast Corridor

New York City, Newark, Jersey City, Hoboken, Stamford

Miami Art Deco shoreline and bayfront at dawn from a high bridge overlook

Area 02

South Florida

Miami, Fort Lauderdale, Coral Gables, West Palm Beach

Austin skyline above a hazy prairie road at sunset, with open grass and live oaks

Area 03

Texas Growth Belt

Austin, Dallas, Houston, San Antonio, Plano

Fog-softened Bay Bridge above a calm concrete overlook in evening light

Area 04

West Coast Hub

Los Angeles, San Diego, San Jose, Oakland, San Francisco

Questions

Common Questions

Quick answers before visitors choose a product, service, or next step.

01What do I get with Futur Banc?+

Business checking, savings, debit cards, wire transfers, lending, mobile banking, and cash-flow tools in one account.

02Can freelancers use Futur Banc?+

Yes. Freelancers can open a business account, separate tax money, and pay with cards and transfers from the app.

03How fast is account setup?+

Most teams finish the online form in minutes. After review, you can add funds and start using the account.

04Do you send wire transfers?+

Yes. Send domestic and international wires, check status, and keep payment records in one place.

05Can I get lending help?+

Yes. We review cash flow and funding needs to help startups and small businesses choose the right option.

06How do I reach support?+

Reach us by phone, email, or in-app chat during business hours for card, wire, and login help.

Get Money Updates

Get short notes on cash flow, account setup, cards, and lending for small teams.